Question 1

What is a Priority Stack?

Accepted Answer

A Priority Stack is a personalized, ranked list of financial actions generated by AI. It analyzes your income, debts, goals, and spending to tell you exactly what to do with your money next — in order of impact.

Question 2

Do I need to connect my bank account?

Accepted Answer

No. Sequa never asks for bank login credentials. You can manually enter your financial info, or export a CSV/OFX file from your bank's website and upload it.

Question 3

Is my financial data safe?

Accepted Answer

Yes. On the free tier, all data stays in your browser's local storage and is never sent to a server. On the paid tier, data is encrypted with AES-256 before being synced to the cloud.

Question 4

Is Sequa really free?

Accepted Answer

Yes. The free tier includes the full Priority Stack, transaction import, debt tracking, and goal tracking — no account or credit card required. A paid Pro tier adds cloud sync, AI coaching, and advanced features.

Question 5

How is Sequa different from Mint, YNAB, or Copilot?

Accepted Answer

Most finance apps are dashboards that show you where your money went. Sequa is an action plan — it tells you what to do next, in what order, with specific dollar amounts and timelines. No dashboards to interpret, no budgets to maintain.

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