<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom">
  <channel>
    <title>Sequa Blog</title>
    <link>https://getsequa.com/blog</link>
    <atom:link href="https://getsequa.com/blog/feed.xml" rel="self" type="application/rss+xml" />
    <description>Practical personal finance guides — what to do with your money next.</description>
    <language>en-us</language>
    <item>
      <title>Budget App Not Working? Here&#39;s What to Try Instead</title>
      <link>https://getsequa.com/blog/budget-app-not-working</link>
      <guid isPermaLink="true">https://getsequa.com/blog/budget-app-not-working</guid>
      <pubDate>Thu, 16 Apr 2026 12:00:00 GMT</pubDate>
      <description>If you&#39;ve tried budgeting apps and they didn&#39;t stick, the problem might not be you. Here&#39;s a different approach to managing money that skips the budget entirely.</description>
      <category>Perspective</category>
    </item>
    <item>
      <title>Best Mint Alternatives in 2026 That Don&#39;t Need Your Bank Login</title>
      <link>https://getsequa.com/blog/best-mint-alternatives-no-bank-login</link>
      <guid isPermaLink="true">https://getsequa.com/blog/best-mint-alternatives-no-bank-login</guid>
      <pubDate>Tue, 14 Apr 2026 12:00:00 GMT</pubDate>
      <description>Mint is gone. Looking for a replacement? Here are the best alternatives in 2026, including options that don&#39;t require sharing your bank credentials.</description>
      <category>Perspective</category>
    </item>
    <item>
      <title>Sequa vs YNAB: Do You Need a Budget or a Priority List?</title>
      <link>https://getsequa.com/blog/sequa-vs-ynab</link>
      <guid isPermaLink="true">https://getsequa.com/blog/sequa-vs-ynab</guid>
      <pubDate>Sun, 12 Apr 2026 12:00:00 GMT</pubDate>
      <description>Comparing Sequa and YNAB: one tracks every dollar, the other tells you what to do first. Which approach actually works for your finances?</description>
      <category>Perspective</category>
    </item>
    <item>
      <title>Financial Planning Without Sharing Your Bank Info — Yes, It&#39;s Possible</title>
      <link>https://getsequa.com/blog/financial-planning-without-sharing-bank-info</link>
      <guid isPermaLink="true">https://getsequa.com/blog/financial-planning-without-sharing-bank-info</guid>
      <pubDate>Fri, 10 Apr 2026 12:00:00 GMT</pubDate>
      <description>Don&#39;t want to share your bank login with a finance app? You don&#39;t have to. Here&#39;s how CSV and OFX exports give you the same insights without the privacy trade-off.</description>
      <category>Perspective</category>
    </item>
    <item>
      <title>Should I Invest or Pay Off Student Loans? The Real Math</title>
      <link>https://getsequa.com/blog/should-i-invest-or-pay-off-student-loans</link>
      <guid isPermaLink="true">https://getsequa.com/blog/should-i-invest-or-pay-off-student-loans</guid>
      <pubDate>Tue, 07 Apr 2026 12:00:00 GMT</pubDate>
      <description>Should you invest or pay off student loans first? We run the actual numbers both ways over 10 years on a $35K loan at 5.5% to show what really makes sense.</description>
      <category>Debt</category>
    </item>
    <item>
      <title>Money Priorities in Your 20s: What to Tackle First</title>
      <link>https://getsequa.com/blog/money-priorities-in-your-20s</link>
      <guid isPermaLink="true">https://getsequa.com/blog/money-priorities-in-your-20s</guid>
      <pubDate>Sat, 04 Apr 2026 12:00:00 GMT</pubDate>
      <description>In your 20s with student loans and your first real paycheck? Here&#39;s exactly what to prioritize (and what to ignore for now) with real math for a $50K salary.</description>
      <category>Getting Started</category>
    </item>
    <item>
      <title>The Best Order to Pay Off Debt (When You Have 3+ Types)</title>
      <link>https://getsequa.com/blog/best-order-to-pay-off-debt</link>
      <guid isPermaLink="true">https://getsequa.com/blog/best-order-to-pay-off-debt</guid>
      <pubDate>Wed, 01 Apr 2026 12:00:00 GMT</pubDate>
      <description>Juggling credit cards, car loans, and student debt? Here&#39;s the exact order to pay them off, with real math showing why monthly interest cost matters more than APR alone.</description>
      <category>Debt</category>
    </item>
    <item>
      <title>How to Stop Being Overwhelmed by Your Finances: A Practical Guide</title>
      <link>https://getsequa.com/blog/how-to-stop-being-overwhelmed-by-finances</link>
      <guid isPermaLink="true">https://getsequa.com/blog/how-to-stop-being-overwhelmed-by-finances</guid>
      <pubDate>Sat, 28 Mar 2026 12:00:00 GMT</pubDate>
      <description>Feeling paralyzed by money stress? You&#39;re not broken. Here&#39;s a practical, shame-free approach to getting unstuck when your finances feel like too much to handle.</description>
      <category>Perspective</category>
    </item>
    <item>
      <title>Where to Put Money After Your Emergency Fund Is Full</title>
      <link>https://getsequa.com/blog/where-to-put-money-after-emergency-fund</link>
      <guid isPermaLink="true">https://getsequa.com/blog/where-to-put-money-after-emergency-fund</guid>
      <pubDate>Wed, 25 Mar 2026 12:00:00 GMT</pubDate>
      <description>You&#39;ve built your emergency fund. Now what? Here&#39;s the exact order to invest your next dollar — from 401(k) match to Roth IRA to brokerage — with real math for a $55K salary.</description>
      <category>Getting Started</category>
    </item>
    <item>
      <title>How to Prioritize Bills When You&#39;re Broke: A Real Framework</title>
      <link>https://getsequa.com/blog/how-to-prioritize-bills-when-broke</link>
      <guid isPermaLink="true">https://getsequa.com/blog/how-to-prioritize-bills-when-broke</guid>
      <pubDate>Sat, 21 Mar 2026 12:00:00 GMT</pubDate>
      <description>Not sure which bills to pay first when money is tight? Here&#39;s a clear priority framework with specific dollar amounts and real scenarios — no generic advice.</description>
      <category>Getting Started</category>
    </item>
    <item>
      <title>Should You Pay Off Debt or Save First? Here&#39;s the Math</title>
      <link>https://getsequa.com/blog/should-i-pay-off-debt-or-save</link>
      <guid isPermaLink="true">https://getsequa.com/blog/should-i-pay-off-debt-or-save</guid>
      <pubDate>Thu, 19 Mar 2026 12:00:00 GMT</pubDate>
      <description>Not sure whether to pay off debt or build savings first? The answer depends on your interest rates, income, and situation. Here&#39;s a clear framework with real numbers.</description>
      <category>Getting Started</category>
    </item>
    <item>
      <title>What Should I Do With My Extra Money? A Priority Framework</title>
      <link>https://getsequa.com/blog/what-to-do-with-extra-money</link>
      <guid isPermaLink="true">https://getsequa.com/blog/what-to-do-with-extra-money</guid>
      <pubDate>Tue, 10 Mar 2026 12:00:00 GMT</pubDate>
      <description>Not sure what to do with extra money? Use this step-by-step priority framework to decide between saving, investing, paying debt, and more.</description>
      <category>Getting Started</category>
    </item>
    <item>
      <title>How Much Should You Have in an Emergency Fund?</title>
      <link>https://getsequa.com/blog/how-much-emergency-fund</link>
      <guid isPermaLink="true">https://getsequa.com/blog/how-much-emergency-fund</guid>
      <pubDate>Sun, 08 Mar 2026 12:00:00 GMT</pubDate>
      <description>How much emergency fund do you need? Learn the 3-6 month rule, when you need more, and how to calculate your exact target based on your expenses.</description>
      <category>Saving</category>
    </item>
    <item>
      <title>Debt Avalanche vs. Snowball: Which Strategy Actually Saves More?</title>
      <link>https://getsequa.com/blog/debt-avalanche-vs-snowball</link>
      <guid isPermaLink="true">https://getsequa.com/blog/debt-avalanche-vs-snowball</guid>
      <pubDate>Fri, 06 Mar 2026 12:00:00 GMT</pubDate>
      <description>Debt avalanche vs snowball method — which pays off debt faster? Compare both strategies with real numbers to find which works best for your situation.</description>
      <category>Debt</category>
    </item>
    <item>
      <title>Why Most Budgeting Apps Fail (And What to Do Instead)</title>
      <link>https://getsequa.com/blog/why-budgeting-apps-fail</link>
      <guid isPermaLink="true">https://getsequa.com/blog/why-budgeting-apps-fail</guid>
      <pubDate>Wed, 04 Mar 2026 12:00:00 GMT</pubDate>
      <description>Tired of budgeting apps that show charts but never tell you what to do? Learn why traditional budgeting fails and what actually works for financial progress.</description>
      <category>Perspective</category>
    </item>
    <item>
      <title>7 Financial Moves to Make Before the End of the Year</title>
      <link>https://getsequa.com/blog/financial-moves-before-year-end</link>
      <guid isPermaLink="true">https://getsequa.com/blog/financial-moves-before-year-end</guid>
      <pubDate>Mon, 02 Mar 2026 12:00:00 GMT</pubDate>
      <description>Year-end financial checklist: 7 money moves to make before December 31st to maximize savings, minimize taxes, and start the new year strong.</description>
      <category>Planning</category>
    </item>
  </channel>
</rss>
